Dups Family Support Plan provides security for your family

All roads will be leading to school this week after very long holidays. The beginning of the school year comes with many challenges, most of them being financial. During the festive season, which is sometimes termed the silly season for a reason, people spend more money than they should. It might be out of necessity or due to the excitement of seeing a brand new year, but it usually takes some doing to recover from debts. It can become a downward spiral, but with with right strategy, most people do make a quick recovery. 

This past week there was a discussion on a certain radio show centered around people’s financial standings based on their saving and spending habits. Some said they spent wisely and had breezed in the New Year with no debts, no fear, and no regrets. Another guy called in and said he had defaulted on all his bills for two months. That means he has started 2017 with this dark cloud hanging over his head. It would not be surprising that this man’s financial crisis will persist to the end of the year. 

Sadly for some children in our communities, there is no recovery from the financial problems. There have been quite a few stories of children who did very well at school but are failing to proceed to the next level for lack of funds. This usually happens their parents are deceased, and it is always a sad situation to see an intelligent child’s dreams for a good education and secure future crushed. What arrangements have you made for your loved ones in the event something happens to you now? 

Dups believes in dignity in death and dignity in life. It is not a good thing to give a person a majestic funeral only for the same person’s family to be left in undignified circumstances because the breadwinner is gone. To avoid situations where families are left wallowing in poverty, we came up with the Dups Family Support Plan. This plan ensures that after the main policy holder’s passing, his or her children are still able to go to school and have a plate of warm food on their tables until the winding of the estate. Premiums start from E12.50 for a cover of up to E30 000. Your family would not need to start asking for handouts immediately after your passing. The pain of losing a parent is even more accentuated when there is loss of a stable income for the family as well. 

The movie Ghost, starring the late Patrick Swayze and Whoopi Goldberg comes to mind. There is a scene where Goldberg’s character would be possessed and become a medium between living people and their dead relatives. One woman came to shout at her late husband asking him why he hadn’t made financial arrangements for the family, and where he had left important documents. Although hilariously portrayed, it would be true to most families that are left in desperate financial circumstances. In their sorrow, they will probably wish you had been more thoughtful and made arrangements for the family to be sustained following your passing. 

We encourage you to always be up to date with your premiums to avoid having your policy cancelled. There is a 12 month waiting period for the Family Support Plan. This means the product will not cover death that is due to natural causes if it occurs within the first 12 months from taking up the policy. Death that is due to an accident is covered immediately after payment of the premium.

Call us on 2505 2028 to find out about the Dups Family Support Plan and other products you could benefit from. You can also pay us a visit at our offices in Manzini, Matata, Matsapha, Simunye, Nhlangano, Mbabane, Piggs Peak and Siteki. You can also send queries to info@dupsgroup.com, www.facebook.com/dups or on Twitter @dupsinsurance.